commercial bank

noun

: a bank organized chiefly to handle the everyday financial transactions of businesses (as through demand deposit accounts and short-term commercial loans)

Examples of commercial bank in a Sentence

Recent Examples on the Web The first week of April, deposits at commercial banks rose slightly. Mayra Rodriguez Valladares, Forbes, 21 Apr. 2023 Then on Wednesday, the central bank, the People’s Bank of China, freed commercial banks to do more lending, essentially pumping $139 billion into the market by lowering the amount of money banks are required to keep in reserve. Alexandra Stevenson, New York Times, 26 Jan. 2024 Government deposit accounts can shift to commercial banks. Matt Sekerke, National Review, 29 Nov. 2023 This has caused everything from financial industry instability in the form of commercial bank failures to consumer sentiment touching lows not seen since 2008. Lauren Kolodny, Fortune, 6 Nov. 2023 Bridge loan demand fell in 2023 largely because of weaker M&A, but also because of economic uncertainty and the high cost of more permanent financing, said Siamak Saidi, managing director in the commercial bank at Wells Fargo . Kristin Broughton, WSJ, 29 Dec. 2023 The decision keeps the main borrowing cost for commercial banks in the United Kingdom at 5.25% — still the highest level since February 2008 following the longest-running series of successive increases in benchmark interest rates in at least a century. Hanna Ziady, CNN, 21 Sep. 2023 Plus, unlike the Fed, the commercial banks do watch the money supply and the liquidity associated with it. Shawn Tully, Fortune, 30 May 2023 The analysis is based on the firm’s monitoring of the financial services industry, numerous proprietary data points, and public data from six of the nation’s largest investment and commercial banks, and 10 of the largest asset management firms. Sheryl Estrada, Fortune, 16 Nov. 2023

These examples are programmatically compiled from various online sources to illustrate current usage of the word 'commercial bank.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Word History

First Known Use

1910, in the meaning defined above

Time Traveler
The first known use of commercial bank was in 1910

Dictionary Entries Near commercial bank

Cite this Entry

“Commercial bank.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/commercial%20bank. Accessed 19 Mar. 2024.

Kids Definition

commercial bank

noun
: a bank that accepts deposits that can be withdrawn without notice and creates credit through loans mainly to businesses

Legal Definition

commercial bank

see bank

More from Merriam-Webster on commercial bank

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